Attorney at Law                                                          (314) 200-5346

St. Louis Bankruptcy Chapter 13


Is Chapter 13 for you?



What is Chapter 13 Bankruptcy?

Chapter 13 Bankruptcy is commonly referred to as the Wage Earner's Plan.  An individual in Chapter 13 makes payments to a Trustee based on that individual's income and expenses.  After completion of payments through the Plan, an individual's debts are then discharged similar to a Chapter 7 Bankruptcy.  

How much does it cost to file Chapter 13 Bankruptcy?


Filing Fee $310
Credit Counseling,     $65 
 Report & Postage                 
 Fees                                        
___________________________________
Total         $375
+ Plan Payments*

*No attorney's fees are required before filing.  Attorneys fees are paid through Chapter 13 Plan payments.  Your Plan payments will be determined on the particulars of your case, contact us for an estimate.  

How long do I have to make payments in a Chapter 13?

Typical Chapter 13 Plans are between 3-5 years.  

Can I stop a foreclosure on my home?

Yes.  One of the greatest benefits of Chapter 13 is the automatic stay that lasts throughout the Plan.  As long as the automatic stay is in effect, an individual can avoid foreclosure and make up missed payments or otherwise negotiate with their mortgage company.









Jonathan Brent

Attorney at Law

462 N Taylor Ave Suite 105

St. Louis, MO 63108

(314) 200-5346

(314) 735-4046 fax

jb@lawbrent.com





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